Duplex. $10,000 down balance carried by owner? That’s right! This legal side by side full duplex in Cluny is for sale for $189,900 with 10,000 down payment and owner will carry 179,900 with no bank qualification at 4.69%, 5 year term with $875 per month payments! Property taxes in Cluny are a whopping $35.00 per month! Live in one side and rent out the other or use for an extended family. Cluny is 30 min east of Strathmore and 1 hour from Calgary. Each side is a cozy 650 sq. ft., 2 bdrm. 1 bath unit.