QUESTIONS, QUESTIONS AND THEN MORE QUESTIONS; FORECAST FOR INDUSTRIAL, RETAIL OFFICE, MULTI FAMILY; BUSINESS CREDIT LINES – TAKE THEM OUT; MASSIVE DEPRESSION – ROSENBERG; PERSONAL CREDIT LINES – GO LOCKED; INWARD MIGRATION; INTEREST RATES; CANADIAN DOLLAR 65 CENTS?; BEHAVIOURS WILL CHANGE; NEW 2020 IDEAS; EYEBROW RAISER – GET RID OF OPEC; "HOT PROPERTIES" – WE ARE ASSEMBLING A LIST. IF YOU HAVE A PROPERTY THAT YOU THINK QUALIFIES: LOW DP, OWNER WILL CARRY MORTGAGE, 20% BELOW ASSESSMENTS, ETC., ETC. SEND IT IN. IF WE GET WORTHWHILE ENTRIES, WE WILL SEND THEM OUT.